Commercial Insurance Underwriter

Job Description

Job Description

We are looking for an Underwriter to join our team in Fayetteville, Arkansas. In this role, you will assess commercial insurance submissions, evaluate risk quality, and support agents with timely, accurate underwriting guidance. This position is well suited to someone who combines sound judgment, strong analytical ability, and a service-oriented approach to managing new and renewal business.
Responsibilities:
• Assess new business submissions, renewals, and policy change requests by reviewing applications, claims history, inspection findings, and supporting underwriting documentation.
• Determine whether accounts align with carrier appetite and underwriting standards by analyzing exposure, class of business, and overall risk profile.
• Measure potential loss drivers, including catastrophe exposure, claim severity, and claim frequency, to support sound placement decisions.
• Calculate premiums or verify existing rating accuracy to ensure policies are priced correctly and issued in accordance with carrier requirements.
• Use underwriting platforms and internal tools to research